Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business that protects your business against liability for damages caused by accidents involving your business autos and provides certain compensation to occupants of your business autos injured in accidents.

Including but not limited to: Dump Trucks, Tractor Trailers, Work Vans, Fleet Vehicles, Etc.

Workers’ compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill “in the course and scope” of their job. It also pays death benefits to families of employees who are killed on the job.

Statutory Limits, Excess Workers’ Compensation, USL&H and Maritime Employers Liability

General Liability is often referenced as if it is one coverage, however it’s actually a broad term that refers to a package of coverages and coverage limits. These coverages are designed to provide protection against lawsuits alleging bodily injury, personal injury, and property damage due to negligence.

Motor Truck Cargo insurance provides coverage against the risks of direct physical loss to covered property while in transit and loading or unloading. It covers property while at a terminal or dock awaiting final distribution.

Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.

Excess liability insurance provides additional limits to an underlying policy, while umbrella liability insurance expands coverage to include claims and losses outside its initial scope

Commercial property insurance protects your company's physical assets from fire, explosions, burst pipes, storms, theft and vandalism.

Including Windstorm & Flood

Marine liability is a special liability insurance policy which covers passengers on “Charter Boats” or “Excursion Boats” while embarked including the loading and unloading of passengers.

Management liability insurance is a package of insurance policies designed to protect a business and its directors, officers, board members, managers and administrators from lawsuits alleging mismanagement. This type of coverage protects against risks that are not covered under a commercial general liability policy.

Examples: Director’s & Officers, Cyber Liability, Errors & Omissions, Professional Liability

Fiduciary liability insurance is designed to protect the business from claims of mismanagement and the legal liability arising out of their role as fiduciaries. A fiduciary liability policy covers associated legal costs to defend against claims of errors and a breach of fiduciary duty.

Cargo handlers and freight forwarders insurance is specifically aimed to protect the freight forwarders against accidental damages or losses to the cargo until the time it is delivered. This insurance is crucial. It provides financial cover to the companies from the claims made by third parties for the lost shipment.

Commercial bonds. Also known as business bonds and commercial surety bonds, commercial bonds are agreements that protect businesses. They're generally required by state laws for various industries, and guarantee some aspect of a principal's occupation.